106,572 claims indexed FEMA NFIP, updated 2026-08-16
Water damage emergency service, with the costs measured first
Most restoration sites guess at prices.
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This one reports them: 106,572 flood and water damage claims recorded by FEMA since 2023, indexed by state and county, next to a free quote route that sends your enquiry to one vetted local company.
- NFIP claims recorded
- 106,572
- median paid claim, Florida
- $82,109
- median paid claim, Texas
- $36,647
- counties in the index
- 416
Claims data by state
Restoration services
- HVAC replacement An HVAC replacement quote is not one number but four - the equipment, the labour to install it, the work the house needs before the equipment fits, and the permit and disposal the contractor pays for - and the reason two quotes for the same house differ by thousands is almost always the third of those, not the brand on the box..
- Concrete and driveways A driveway quote is four numbers wearing one coat: the demolition and haul away of whatever is there now, the base underneath, the concrete itself, and the finishing.
- Water damage restoration Water damage moves fast: drywall wicks moisture within hours, and mold growth can begin on wet materials in one to two days.
- Fire damage restoration Fire losses combine burn damage with smoke, soot and the water used to put the fire out.
- Mold remediation Mold remediation removes active growth and, more importantly, fixes the moisture that fed it.
- Storm damage restoration Storm restoration covers wind, hail, fallen trees and the water that follows a breached roof or envelope.
- Sewage cleanup Sewage backups are category 3 water losses: grossly contaminated, and handled with full containment, protective equipment and disposal of porous materials that absorbed contaminated water.
- Flood damage restoration Flood losses are rising-water events: contaminated water, saturated assemblies and a claims process that runs through flood insurance rather than the homeowners policy.
- Emergency water removal Extraction is the one step in a water loss whose value falls by the hour, because every hour standing water sits is another hour porous materials spend soaking.
- Mold inspection A mold inspection is a moisture investigation that happens to look for mold, and the good ones spend most of their time on the water rather than on the growth.
- Storm damage repair Storm work splits into three jobs that are usually sold as one, and knowing where the seams are is what stops a claim going sideways.
- Fire damage repair Most of what a fire ruins was not burned.
- Flooded basement cleanup A basement is the worst room in a house to flood and the easiest to dry badly.
- Crawl space mold removal Crawl space mold is almost never a cleaning problem.
- Smoke damage restoration Smoke goes everywhere the building's air went, which means rooms that never saw flame can carry more residue than the room that burned.
- Biohazard cleanup Biohazard work is regulated cleaning, and the regulation is what you are paying for.
- Biohazard cleanup cost Quotes for the same biohazard job differ because they have priced different amounts of the building leaving it.
- Water mitigation Three words get used for the same wet building and they are not the same work, which matters because they are approved, scheduled and paid differently.
- Attic mold removal Attic mold is a ventilation and air leakage problem wearing a fungal disguise.
- Mold remediation cost Quotes for the same mold job routinely differ by a multiple, and almost none of that spread is profit.
- Sewage backup cleanup Sewage is the one water loss where the rule is simple: porous material that got wet comes out.
- Water damage removal A round the clock line is worth exactly what it puts on your doorstep, and the honest test is not whether someone answers but what arrives and how soon.
- Commercial mold remediation The difference between a house and a commercial building is not the mold, it is everybody else.
- Mold damage repair Remediation ends with a clean, dry, half dismantled room, and most owners are surprised that this is where one contract stops and another starts.
- Flood damage restoration Flood water is not a bigger version of a burst pipe.
- Fire and smoke damage restoration Fire and smoke damage are quoted together and done in sequence, and the boundary between them is where most disputes about scope sit.
- Disaster cleanup After a regional event the constraint stops being money and starts being capacity.
- Burst pipe cleanup A burst supply line is the most commonly covered water loss there is, and also the one most often made worse in the first hour.
- Ceiling water damage repair A ceiling stain is a message from somewhere else in the building, and it is usually not directly above itself.
- Basement flooding repair Cleaning up a flooded basement and stopping the basement flooding are two different projects, and a household that only buys the first one usually buys it again.
- Water damage inspection Every decision on a water loss, what comes out, what dries, when the equipment leaves and what the insurer pays, rests on readings taken by somebody with a meter.
- Crawl space mold mitigation Mitigation and remediation get used interchangeably down here, but the useful distinction is that mitigation is about the water and remediation is about the growth.
- Emergency board up An open building keeps losing.
- Mold removal experts Mold work is one of the least regulated corners of the restoration trade in most of the country, which means the word expert carries whatever the firm using it wants it to carry.
- Property damage restoration Real losses rarely arrive one peril at a time.
- Commercial fire damage restoration On a commercial fire the restoration programme and the business interruption claim are the same document read two ways.
- Emergency fire restoration The night of a fire is not the night anything gets restored.
- Professional mold removal The line between cleaning mold and removing it is containment, measurement and verification.
- Water damage specialist A builder can replace a floor.
- Water damage restoration cost A water damage restoration cost is not one number and cannot be.
Sources, citation and related pages
Cite or embed this figure
The median paid water damage claim in the launch states was $74,948 in 2023 to 2026, across 106,572 NFIP claim records recorded in the DamageRestore HQ Claims Index (FEMA NFIP data).
Cite as: "DamageRestore HQ Claims Index", updated 2026-08-16, https://damagerestorehq.com/.