Home / Claims data / North Carolina Water damage claims in North Carolina
Every NFIP claim FEMA has published for North Carolina since 2023, county by county.
Figures describe recorded claims, not the whole restoration market; methodology at the foot of the page.
claims recorded 4,421
claims paid 3,679
median paid claim $32,334
middle 50% of payouts $10,003 to $109,268 By county Filter counties County Claims Paid claims Median paid Buncombe County 507 432 $112,686 New Hanover County 437 369 $23,670 Dare County 413 336 $12,090 Brunswick County 316 269 $24,595 Haywood County 278 234 $32,526 Henderson County 219 190 $86,037 Watauga County 201 172 $36,400 Mecklenburg County 193 163 $25,241 Orange County 187 171 $77,053 Avery County 137 117 $82,192 Beaufort County 121 99 $6,125 Ashe County 86 76 $56,281 Durham County 81 73 $37,297 Columbus County 79 66 $22,698 Yancey County 76 66 $73,000 Burke County 71 63 $85,495 Transylvania County 62 51 $71,794 Robeson County 59 52 $15,871 Carteret County 59 34 $8,230 Alamance County 57 52 $21,304 McDowell County 55 52 $95,793 Rutherford County 50 36 $155,842 Madison County 42 38 $172,000 Currituck County 42 34 $20,000 Guilford County 36 25 $21,296 Polk County 35 30 $44,740 Jackson County 33 23 $3,000 Wake County 27 16 $10,010 Moore County 27 22 $24,702 Onslow County 23 14 $12,406 Cumberland County 22 15 $22,638 Catawba County 21 18 $36,864 Gaston County 20 15 $16,535 Cabarrus County 20 18 $9,712 Pitt County 19 14 $11,926 Pender County 19 13 $5,482 Wilson County 18 16 $12,075 Chatham County 17 16 $84,875 Macon County 16 13 $29,003 Craven County 16 7 $12,169 Mitchell County 15 14 $87,996 Caldwell County 15 9 $41,000 Bladen County 14 13 $13,589 Nash County 12 10 $11,770 Wayne County 10 5 $25,764 Wilkes County 9 6 $37,432 Union County 9 4 $64,333 Forsyth County 9 6 $9,911 Davidson County 9 6 $31,726 Swain County 8 7 $26,826 Hyde County 8 5 $7,125 Johnston County 7 5 $19,126 Cleveland County 7 4 $23,396 Clay County 7 5 $4,025 Harnett County 6 3 $7,985 Cherokee County 6 5 $111,154 Stanly County 5 5 $58,368 Pasquotank County 5 3 $3,921 Edgecombe County 5 2 $4,960 Sampson County 4 3 $18,712 Pamlico County 4 3 $8,242 Chowan County 4 4 $6,075 Alleghany County 4 3 $36,910 Tyrrell County 3 2 $8,232 Randolph County 3 3 $14,604 Lee County 3 2 $54,290 Camden County 3 2 $9,166 Surry County 2 2 $50,040 Scotland County 2 2 $56,941 Rockingham County 2 2 $24,067 Richmond County 2 0 Person County 2 2 $7,868 Perquimans County 2 1 $4,750 Lincoln County 2 2 $8,397 Lenoir County 2 1 $11,914 Iredell County 2 0 Franklin County 2 1 $32,053 Washington County 1 1 $19,765 Stokes County 1 0 Montgomery County 1 1 $40,847 Martin County 1 1 $43,736 Jones County 1 1 $12,160 Hoke County 1 1 $4,465 Hertford County 1 0 Granville County 1 0 Duplin County 1 1 $14,749 Bertie County 1 1 $15,122
Counties with fewer than 30 recorded claims link to context pages with the figures they have;
treat those small samples as context and lean on the state figures above for planning.
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Cite as: "DamageRestore HQ Claims Index: North Carolina", updated 2026-08-16, https://damagerestorehq.com/data/north-carolina/.
Copy the embed snippet (plain HTML, no scripts) Counties in North Carolina Alamance County, NC flood claim payouts Ashe County, NC flood claim payouts Claim data for Avery County, NC Beaufort County, NC water damage figures NFIP payouts in Brunswick County, NC NFIP payouts in Buncombe County, NC Burke County, NC water damage figures Claim data for Carteret County, NC What restoration claims paid in Columbus County, NC Claim data for Currituck County, NC Dare County, NC flood claim payouts Durham County, NC flood claim payouts NFIP payouts in Guilford County, NC Haywood County, NC flood claim payouts NFIP payouts in Henderson County, NC What restoration claims paid in Jackson County, NC Madison County, NC water damage figures NFIP payouts in McDowell County, NC Claim data for Mecklenburg County, NC New Hanover County, NC water damage figures What restoration claims paid in Orange County, NC Polk County, NC water damage figures Robeson County, NC flood claim payouts Rutherford County, NC flood claim payouts What restoration claims paid in Transylvania County, NC Watauga County, NC water damage figures Claim data for Yancey County, NC Other states in the index Source: FEMA OpenFEMA NFIP redacted claims (window: 2023 to source freeze 2026-06-01), computed 2026-08-16.
Methodology: One record per NFIP redacted claim, yearOfLoss >= 2023, launch states only. City fields are redacted at source, so figures key on Census county FIPS. 'Paid' means building+contents payments > 0; payment quantiles are computed over paid claims only; zero-paid claims count toward claim counts, never toward quantiles. County names and centroids from the Census 2023 Gazetteer. Figures describe NFIP claims recorded by FEMA, not the overall restoration market.