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Water damage claims in North Carolina

Every NFIP claim FEMA has published for North Carolina since 2023, county by county.

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Figures describe recorded claims, not the whole restoration market; methodology at the foot of the page.

claims recorded
4,421
claims paid
3,679
median paid claim
$32,334
middle 50% of payouts
$10,003 to $109,268

By county

claims, largest first

  1. Buncombe County507
  2. New Hanover County437
  3. Dare County413
  4. Brunswick County316
  5. Haywood County278
  6. Henderson County219
  7. Watauga County201
  8. Mecklenburg County193
  9. Orange County187
  10. Avery County137
  11. Beaufort County121
  12. Ashe County86
Table view
RowValue
Buncombe County507
New Hanover County437
Dare County413
Brunswick County316
Haywood County278
Henderson County219
Watauga County201
Mecklenburg County193
Orange County187
Avery County137
Beaufort County121
Ashe County86

By county

87 counties

Buncombe County507432$112,686
New Hanover County437369$23,670
Dare County413336$12,090
Brunswick County316269$24,595
Haywood County278234$32,526
Henderson County219190$86,037
Watauga County201172$36,400
Mecklenburg County193163$25,241
Orange County187171$77,053
Avery County137117$82,192
Beaufort County12199$6,125
Ashe County8676$56,281
Durham County8173$37,297
Columbus County7966$22,698
Yancey County7666$73,000
Burke County7163$85,495
Transylvania County6251$71,794
Robeson County5952$15,871
Carteret County5934$8,230
Alamance County5752$21,304
McDowell County5552$95,793
Rutherford County5036$155,842
Madison County4238$172,000
Currituck County4234$20,000
Guilford County3625$21,296
Polk County3530$44,740
Jackson County3323$3,000
Wake County2716$10,010
Moore County2722$24,702
Onslow County2314$12,406
Cumberland County2215$22,638
Catawba County2118$36,864
Gaston County2015$16,535
Cabarrus County2018$9,712
Pitt County1914$11,926
Pender County1913$5,482
Wilson County1816$12,075
Chatham County1716$84,875
Macon County1613$29,003
Craven County167$12,169
Mitchell County1514$87,996
Caldwell County159$41,000
Bladen County1413$13,589
Nash County1210$11,770
Wayne County105$25,764
Wilkes County96$37,432
Union County94$64,333
Forsyth County96$9,911
Davidson County96$31,726
Swain County87$26,826
Hyde County85$7,125
Johnston County75$19,126
Cleveland County74$23,396
Clay County75$4,025
Harnett County63$7,985
Cherokee County65$111,154
Stanly County55$58,368
Pasquotank County53$3,921
Edgecombe County52$4,960
Sampson County43$18,712
Pamlico County43$8,242
Chowan County44$6,075
Alleghany County43$36,910
Tyrrell County32$8,232
Randolph County33$14,604
Lee County32$54,290
Camden County32$9,166
Surry County22$50,040
Scotland County22$56,941
Rockingham County22$24,067
Richmond County20
Person County22$7,868
Perquimans County21$4,750
Lincoln County22$8,397
Lenoir County21$11,914
Iredell County20
Franklin County21$32,053
Washington County11$19,765
Stokes County10
Montgomery County11$40,847
Martin County11$43,736
Jones County11$12,160
Hoke County11$4,465
Hertford County10
Granville County10
Duplin County11$14,749
Bertie County11$15,122

Counties with fewer than 30 recorded claims link to context pages with the figures they have; treat those small samples as context and lean on the state figures above for planning.

Download the North Carolina county-level dataset (CSV), free to reuse with citation.

Sources, citation and related pages

Cite or embed this figure

The median paid water damage claim in North Carolina was $32,334 in 2023 to 2026, across 4,421 NFIP claim records recorded in the DamageRestore HQ Claims Index (FEMA NFIP data).

Cite as: "DamageRestore HQ Claims Index: North Carolina", updated 2026-08-16, https://damagerestorehq.com/data/north-carolina/.

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Median paid water damage claim · North Carolina · 2023 to 2026

$32,334

Middle 50%$10,003 – $109,268
NFIP claim records3,679

Source: DamageRestore HQ Claims Index: North Carolina

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