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Water damage claims in Texas

Every NFIP claim FEMA has published for Texas since 2023, county by county. Figures describe recorded claims, not the whole restoration market; methodology at the foot of the page.

claims recorded
7,827
claims paid
5,598
median paid claim
$36,647
middle 50% of payouts
$11,297 to $82,185

By county

Harris County2,0301,190$23,573
Cameron County1,1951,102$65,108
Galveston County814531$14,303
Montgomery County566471$66,660
Hidalgo County464412$46,152
Brazoria County354204$16,038
Fort Bend County15962$34,129
Liberty County147126$55,673
Matagorda County13586$9,933
Walker County130109$70,256
Kerr County129109$148,775
Travis County9467$42,420
Tarrant County8150$21,488
Dallas County7647$33,061
Polk County7353$62,020
Nueces County7333$23,073
Tom Green County7064$62,651
Jefferson County6331$18,250
Hardin County5340$59,198
Williamson County5130$31,491
Willacy County5119$26,149
Bexar County5134$15,098
Aransas County4935$4,017
Orange County4633$30,332
San Jacinto County4336$53,257
Burnet County3425$38,189
Bell County3426$14,944
Chambers County3221$13,757
McLennan County2924$17,306
Newton County2724$56,899
Brazos County2623$16,645
Denton County2415$25,886
Bowie County2319$50,000
Smith County2115$14,994
Llano County2113$20,179
Randall County2016$43,082
Angelina County2018$57,266
Nacogdoches County1918$145,902
El Paso County1910$21,383
Ector County1914$17,888
Trinity County1818$33,289
Lampasas County1711$57,617
Kaufman County1614$31,369
Calhoun County1611$31,250
Jasper County1514$17,995
San Patricio County1411$25,400
Lamar County1412$22,132
Collin County1412$32,945
Tyler County139$16,701
Gregg County139$39,435
Johnson County128$27,087
Jackson County1210$36,146
Grayson County1212$22,454
Wichita County115$65,990
Victoria County1110$17,524
Starr County119$51,853
Van Zandt County1010$60,421
San Saba County1010$59,324
Rockwall County107$33,532
Coryell County1010$38,380
Wharton County92$13,679
Potter County87$59,958
Kendall County84$1,916
Howard County76$51,023
Hood County72$7,307
Henderson County73$5,735
Bosque County77$148,235
Lubbock County64$42,468
Guadalupe County65$2,668
Grimes County64$26,858
Comal County66$38,477
Cherokee County63$6,044
Waller County51$10,047
Menard County53$23,255
Ellis County54$29,456
Webb County42$5,978
Taylor County41$59,463
Midland County43$71,311
Harrison County43$7,482
Anderson County42$24,427
Rusk County31$3,118
Parker County32$31,113
Palo Pinto County33$18,166
Limestone County32$11,019
Kleberg County31$1,885
Hunt County32$107,249
Houston County33$17,729
Austin County31$2,187
Zapata County21$2,172
Wise County22$314,484
Val Verde County21$153,996
Upshur County22$39,003
Sutton County21$2,530
Navarro County21$9,775
Medina County22$28,533
Leon County21$19,262
Jones County21$71,386
Jack County22$61,311
Hill County22$78,075
Hays County20
Gonzales County22$17,390
Fannin County22$36,682
Erath County22$37,921
Colorado County21$15,376
Clay County21$3,668
Brown County22$48,614
Young County11$3,642
Titus County11$1,766
Somervell County11$18,262
Robertson County10
Real County10
Montague County11$145,457
McCulloch County11$18,990
Maverick County11$115,021
Marion County11$38,874
Madison County11$17,147
Kimble County11$9,733
Hopkins County10
Hockley County10
Haskell County11$42,580
Fayette County10
Falls County11$58,641
DeWitt County11$72,173
Deaf Smith County11$21,071
Concordia Parish11$35,297
Comanche County10
Collingsworth County11$16,917
Cass County11$11,254
Caldwell County10
Bee County11$49,922

Counties with fewer than 30 recorded claims link to context pages with the figures they have; treat those small samples as context and lean on the state figures above for planning.

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Cite as: "DamageRestore HQ Claims Index: Texas", updated 2026-08-16, https://damagerestorehq.com/data/texas/.

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