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Water damage claims in Texas

Every NFIP claim FEMA has published for Texas since 2023, county by county.

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Figures describe recorded claims, not the whole restoration market; methodology at the foot of the page.

claims recorded
7,827
claims paid
5,598
median paid claim
$36,647
middle 50% of payouts
$11,297 to $82,185

By county

claims, largest first

  1. Harris County2,030
  2. Cameron County1,195
  3. Galveston County814
  4. Montgomery County566
  5. Hidalgo County464
  6. Brazoria County354
  7. Fort Bend County159
  8. Liberty County147
  9. Matagorda County135
  10. Walker County130
  11. Kerr County129
  12. Travis County94
Table view
RowValue
Harris County2,030
Cameron County1,195
Galveston County814
Montgomery County566
Hidalgo County464
Brazoria County354
Fort Bend County159
Liberty County147
Matagorda County135
Walker County130
Kerr County129
Travis County94

By county

130 counties

Harris County2,0301,190$23,573
Cameron County1,1951,102$65,108
Galveston County814531$14,303
Montgomery County566471$66,660
Hidalgo County464412$46,152
Brazoria County354204$16,038
Fort Bend County15962$34,129
Liberty County147126$55,673
Matagorda County13586$9,933
Walker County130109$70,256
Kerr County129109$148,775
Travis County9467$42,420
Tarrant County8150$21,488
Dallas County7647$33,061
Polk County7353$62,020
Nueces County7333$23,073
Tom Green County7064$62,651
Jefferson County6331$18,250
Hardin County5340$59,198
Williamson County5130$31,491
Willacy County5119$26,149
Bexar County5134$15,098
Aransas County4935$4,017
Orange County4633$30,332
San Jacinto County4336$53,257
Burnet County3425$38,189
Bell County3426$14,944
Chambers County3221$13,757
McLennan County2924$17,306
Newton County2724$56,899
Brazos County2623$16,645
Denton County2415$25,886
Bowie County2319$50,000
Smith County2115$14,994
Llano County2113$20,179
Randall County2016$43,082
Angelina County2018$57,266
Nacogdoches County1918$145,902
El Paso County1910$21,383
Ector County1914$17,888
Trinity County1818$33,289
Lampasas County1711$57,617
Kaufman County1614$31,369
Calhoun County1611$31,250
Jasper County1514$17,995
San Patricio County1411$25,400
Lamar County1412$22,132
Collin County1412$32,945
Tyler County139$16,701
Gregg County139$39,435
Johnson County128$27,087
Jackson County1210$36,146
Grayson County1212$22,454
Wichita County115$65,990
Victoria County1110$17,524
Starr County119$51,853
Van Zandt County1010$60,421
San Saba County1010$59,324
Rockwall County107$33,532
Coryell County1010$38,380
Wharton County92$13,679
Potter County87$59,958
Kendall County84$1,916
Howard County76$51,023
Hood County72$7,307
Henderson County73$5,735
Bosque County77$148,235
Lubbock County64$42,468
Guadalupe County65$2,668
Grimes County64$26,858
Comal County66$38,477
Cherokee County63$6,044
Waller County51$10,047
Menard County53$23,255
Ellis County54$29,456
Webb County42$5,978
Taylor County41$59,463
Midland County43$71,311
Harrison County43$7,482
Anderson County42$24,427
Rusk County31$3,118
Parker County32$31,113
Palo Pinto County33$18,166
Limestone County32$11,019
Kleberg County31$1,885
Hunt County32$107,249
Houston County33$17,729
Austin County31$2,187
Zapata County21$2,172
Wise County22$314,484
Val Verde County21$153,996
Upshur County22$39,003
Sutton County21$2,530
Navarro County21$9,775
Medina County22$28,533
Leon County21$19,262
Jones County21$71,386
Jack County22$61,311
Hill County22$78,075
Hays County20
Gonzales County22$17,390
Fannin County22$36,682
Erath County22$37,921
Colorado County21$15,376
Clay County21$3,668
Brown County22$48,614
Young County11$3,642
Titus County11$1,766
Somervell County11$18,262
Robertson County10
Real County10
Montague County11$145,457
McCulloch County11$18,990
Maverick County11$115,021
Marion County11$38,874
Madison County11$17,147
Kimble County11$9,733
Hopkins County10
Hockley County10
Haskell County11$42,580
Fayette County10
Falls County11$58,641
DeWitt County11$72,173
Deaf Smith County11$21,071
Concordia Parish11$35,297
Comanche County10
Collingsworth County11$16,917
Cass County11$11,254
Caldwell County10
Bee County11$49,922

Counties with fewer than 30 recorded claims link to context pages with the figures they have; treat those small samples as context and lean on the state figures above for planning.

Download the Texas county-level dataset (CSV), free to reuse with citation.

Sources, citation and related pages

Cite or embed this figure

The median paid water damage claim in Texas was $36,647 in 2023 to 2026, across 7,827 NFIP claim records recorded in the DamageRestore HQ Claims Index (FEMA NFIP data).

Cite as: "DamageRestore HQ Claims Index: Texas", updated 2026-08-16, https://damagerestorehq.com/data/texas/.

Embed this figure (plain HTML, no scripts)
Median paid water damage claim · Texas · 2023 to 2026

$36,647

Middle 50%$11,297 – $82,185
NFIP claim records5,598

Source: DamageRestore HQ Claims Index: Texas

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