Water damage claims in Florida

Every NFIP claim FEMA has published for Florida since 2023, county by county. Figures describe recorded claims, not the whole restoration market; methodology at the foot of the page.

claims recorded
91,525
claims paid
78,092
median paid claim
$82,109
middle 50% of payouts
$20,930 to $147,370

By county

Pinellas County28,65025,378$107,970
Hillsborough County10,6279,317$98,802
Sarasota County8,0146,426$63,141
Lee County7,5026,123$39,248
Manatee County6,4835,559$78,976
Charlotte County6,4075,317$57,282
Pasco County5,7575,188$92,228
Broward County4,4903,723$59,198
Volusia County2,9482,673$63,099
Citrus County2,7772,581$83,311
Collier County1,9091,447$52,332
Hernando County1,3491,192$72,051
Miami-Dade County1,301892$36,263
Levy County488424$70,894
Polk County412343$48,432
Taylor County258229$71,000
Dixie County235191$43,906
Brevard County198119$38,219
Palm Beach County17964$63,617
Escambia County133105$33,315
Orange County12780$30,492
Duval County12153$17,575
St. Johns County9937$12,810
Lake County9566$16,796
Seminole County9255$22,486
Indian River County8658$57,849
Flagler County7552$13,052
Monroe County6841$16,439
Leon County5536$25,625
Suwannee County5345$39,714
Nassau County5130$30,993
Putnam County3931$13,578
Franklin County3924$25,136
Bay County3811$15,662
Sumter County3729$11,720
Okaloosa County307$51,724
Marion County2917$78,595
Wakulla County2823$32,462
Santa Rosa County2812$8,510
Osceola County284$18,058
DeSoto County2115$81,027
St. Lucie County2010$26,399
Columbia County206$19,267
Walton County198$27,849
Martin County199$36,984
Clay County135$71,715
Gulf County118$6,001
Alachua County112$11,542
Hendry County90
Highlands County52$20,364
Gilchrist County54$9,503
Bradford County53$33,456
Okeechobee County40
Madison County42$44,513
Baker County43$17,444
Jackson County31$31,228
Lafayette County21$18,052
Gadsden County21$117,041
Union County11$13,432
Hardee County11$4,928
Hamilton County10
Glades County10
Calhoun County10

Counties with fewer than 30 recorded claims link to context pages with the figures they have; treat those small samples as context and lean on the state figures above for planning.

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Cite as: "DamageRestore HQ Claims Index: Florida", updated 2026-08-16, https://damagerestorehq.com/data/florida/.

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