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Water damage claims in Florida

Every NFIP claim FEMA has published for Florida since 2023, county by county.

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Figures describe recorded claims, not the whole restoration market; methodology at the foot of the page.

claims recorded
91,525
claims paid
78,092
median paid claim
$82,109
middle 50% of payouts
$20,930 to $147,370

By county

claims, largest first

  1. Pinellas County28,650
  2. Hillsborough County10,627
  3. Sarasota County8,014
  4. Lee County7,502
  5. Manatee County6,483
  6. Charlotte County6,407
  7. Pasco County5,757
  8. Broward County4,490
  9. Volusia County2,948
  10. Citrus County2,777
  11. Collier County1,909
  12. Hernando County1,349
Table view
RowValue
Pinellas County28,650
Hillsborough County10,627
Sarasota County8,014
Lee County7,502
Manatee County6,483
Charlotte County6,407
Pasco County5,757
Broward County4,490
Volusia County2,948
Citrus County2,777
Collier County1,909
Hernando County1,349

By county

63 counties

Pinellas County28,65025,378$107,970
Hillsborough County10,6279,317$98,802
Sarasota County8,0146,426$63,141
Lee County7,5026,123$39,248
Manatee County6,4835,559$78,976
Charlotte County6,4075,317$57,282
Pasco County5,7575,188$92,228
Broward County4,4903,723$59,198
Volusia County2,9482,673$63,099
Citrus County2,7772,581$83,311
Collier County1,9091,447$52,332
Hernando County1,3491,192$72,051
Miami-Dade County1,301892$36,263
Levy County488424$70,894
Polk County412343$48,432
Taylor County258229$71,000
Dixie County235191$43,906
Brevard County198119$38,219
Palm Beach County17964$63,617
Escambia County133105$33,315
Orange County12780$30,492
Duval County12153$17,575
St. Johns County9937$12,810
Lake County9566$16,796
Seminole County9255$22,486
Indian River County8658$57,849
Flagler County7552$13,052
Monroe County6841$16,439
Leon County5536$25,625
Suwannee County5345$39,714
Nassau County5130$30,993
Putnam County3931$13,578
Franklin County3924$25,136
Bay County3811$15,662
Sumter County3729$11,720
Okaloosa County307$51,724
Marion County2917$78,595
Wakulla County2823$32,462
Santa Rosa County2812$8,510
Osceola County284$18,058
DeSoto County2115$81,027
St. Lucie County2010$26,399
Columbia County206$19,267
Walton County198$27,849
Martin County199$36,984
Clay County135$71,715
Gulf County118$6,001
Alachua County112$11,542
Hendry County90
Highlands County52$20,364
Gilchrist County54$9,503
Bradford County53$33,456
Okeechobee County40
Madison County42$44,513
Baker County43$17,444
Jackson County31$31,228
Lafayette County21$18,052
Gadsden County21$117,041
Union County11$13,432
Hardee County11$4,928
Hamilton County10
Glades County10
Calhoun County10

Counties with fewer than 30 recorded claims link to context pages with the figures they have; treat those small samples as context and lean on the state figures above for planning.

Download the Florida county-level dataset (CSV), free to reuse with citation.

Sources, citation and related pages

Cite or embed this figure

The median paid water damage claim in Florida was $82,109 in 2023 to 2026, across 91,525 NFIP claim records recorded in the DamageRestore HQ Claims Index (FEMA NFIP data).

Cite as: "DamageRestore HQ Claims Index: Florida", updated 2026-08-16, https://damagerestorehq.com/data/florida/.

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Median paid water damage claim · Florida · 2023 to 2026

$82,109

Middle 50%$20,930 – $147,370
NFIP claim records78,092

Source: DamageRestore HQ Claims Index: Florida

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