US water damage claims index
What water and flood damage actually pays out, from the primary record: every NFIP claim FEMA has published for the launch states since 2023.
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Updated 2026-08-16; methodology below; copy any sentence and check it against the source.
- claims recorded
- 106,572
- claims paid
- 89,447
- median paid claim
- $74,948
- middle 50% of payouts
- $18,511 to $141,341
By state
By state
| State | Claims | Paid | Median paid | Middle 50% |
|---|---|---|---|---|
| Arizona | 137 | 70 | $23,436 | $9,995 to $64,495 |
| Florida | 91,525 | 78,092 | $82,109 | $20,930 to $147,370 |
| Georgia | 1,692 | 1,208 | $20,809 | $7,998 to $54,464 |
| North Carolina | 4,421 | 3,679 | $32,334 | $10,003 to $109,268 |
| Texas | 7,827 | 5,598 | $36,647 | $11,297 to $82,185 |
| Washington | 970 | 800 | $36,607 | $15,065 to $92,134 |
Download the state-level dataset (CSV), free to reuse with citation.
launch states only: TX, FL, GA, AZ, NC, WA. More states join the index as their data is ingested.
Sources, citation and related pages
Cite or embed this figure
The median paid water damage claim in the launch states was $74,948 in 2023 to 2026, across 106,572 NFIP claim records recorded in the DamageRestore HQ Claims Index (FEMA NFIP data).
Cite as: "DamageRestore HQ Claims Index", updated 2026-08-16, https://damagerestorehq.com/data/.