Water damage claims in Miami-Dade County, FL

Name: DamageRestore HQ Claims Index: Miami-Dade County, FL
Creator: DamageRestore HQ
Published: 2026-08-16
License: https://damagerestorehq.com/terms

FEMA has recorded 1,301 NFIP claims in Miami-Dade County since 2023. The figures below are computed from those records alone; state context sits one level up.

claims recorded: 1,301
claims paid: 892
median paid claim: $36,263
middle 50% of payouts: $14,137 to $93,961

Copy-ready finding

"In Miami-Dade County, FL the median paid water damage claim was $36,263."

How this compares to Florida

Florida overall: 91,525 claims recorded, 78,092 paid, median paid $82,109. Miami-Dade County's median paid claim sits below the state median.

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Cite as: "DamageRestore HQ Claims Index: Miami-Dade County, FL", updated 2026-08-16, https://damagerestorehq.com/data/florida/miami-dade-county-fl/.

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<figure style="margin:0;max-width:340px;padding:16px 18px;border:1px solid #e2e8f0;border-radius:10px;background:#ffffff;color:#0f172a;font-family:-apple-system,BlinkMacSystemFont,'Segoe UI',Roboto,Helvetica,Arial,sans-serif;line-height:1.4;"><figcaption style="margin:0 0 6px;font-size:11px;letter-spacing:.04em;text-transform:uppercase;color:#64748b;">Median paid water damage claim &middot; Miami-Dade County, FL &middot; 2023 to 2026</figcaption><p style="margin:0;font-size:26px;font-weight:700;color:#0f172a;">$36,263<span style="font-size:14px;font-weight:400;color:#64748b;"></span></p><table style="width:100%;border-collapse:collapse;margin:10px 0 0;font-size:13px;"><tbody><tr><th scope="row" style="text-align:left;font-weight:400;color:#64748b;padding:3px 0;">Middle 50%</th><td style="text-align:right;font-weight:600;color:#0f172a;padding:3px 0;">$14,137 – $93,961</td></tr><tr><th scope="row" style="text-align:left;font-weight:400;color:#64748b;padding:3px 0;">NFIP claim records</th><td style="text-align:right;font-weight:600;color:#0f172a;padding:3px 0;">892</td></tr></tbody></table><p style="margin:12px 0 0;font-size:12px;color:#64748b;">Source: <a href="https://damagerestorehq.com/data/florida/miami-dade-county-fl#stats" style="color:#2563eb;text-decoration:underline;">DamageRestore HQ Claims Index: Miami-Dade County, FL</a></p></figure>

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