Water damage claims in Smith County, TX
FEMA has recorded 21 NFIP claims in Smith County since 2023. The figures below are computed from those records alone; state context sits one level up.
This is a small sample: with fewer than 30 recorded claims, county-level figures carry wide uncertainty, so lean on the Texas figures for planning and treat the numbers here as context only.
- claims recorded
- 21
- claims paid
- 15
- median paid claim
- $14,994
- middle 50% of payouts
- $5,705 to $41,826
Copy-ready finding
- "In Smith County, TX the median paid water damage claim was $14,994."
How this compares to Texas
Texas overall: 7,827 claims recorded, 5,598 paid, median paid $36,647. Smith County's median paid claim sits below the state median.
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Cite as: "DamageRestore HQ Claims Index: Smith County, TX", updated 2026-08-16, https://damagerestorehq.com/data/texas/smith-county-tx/.